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Partners

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Junction

Junction is the partnerships division of the BGL Group; our aim is to form mutually profitable relationships with market leading brands and organisations.

Junction was formed in 2002 to support BGL’s strategic decision to enter the growing affinity insurance market where well known brands extend their product offerings into insurance by outsourcing to an established insurance provider.

Since its launch, Junction has grown rapidly and is now the largest personal lines affinity provider in the UK, with over 1 million customers. Our history as an insurer gives us an enviable legacy of investment in our in-house systems and supporting infrastructure that enables us to deliver tailored solutions to our partners and provide wide coverage and competitive rates through our panel of the top UK insurers.

Customers are serviced through BGL’s major contact centre operations in Peterborough, Coventry, Sunderland, Peterlee and Cape Town, South Africa, and we have also developed state of the art Internet functionality.

Track Record

  • Profitable independent international group
  • Personal lines insurance – is our core competence
  • Selected by and delivering for major blue chip organizations

Flexibility

  • Independent from suppliers
  • Speed to market delivering the end to end solution
  • An operational model that meets your requirements and adapts with your strategic direction
  • Delivering a range of insurer models – lead, panel or single insurer

Innovation

  • Control in emerging markets like internet aggregation with access to our in-house solution comparethemarket.com
  • Full in-house systems and technology development team
  • Intelligent consumer pricing to maximise customer value

Ability to Deliver

  • A ring-fenced Project Management team specifically to deliver partnership solutions
  • Dedicated resource to adapt existing solutions where necessary
  • "Service Quality Assessment" ensuring ultimate brand protection
  • "Cuddle Unit" to put a human "face" to the claims process
  • A history of delivery around customer retention and income maximisation
  • Proven partnership credentials and insurance solutions management

Marketing

  • Sophisticated campaign management, profiling and segmentation tools to optimise opportunity
  • Experience in all forms of direct marketing of General Insurance products
  • Proven experience in internet and affinity brand marketing
  • Successful internet solution generating significant volumes of business

Adding Value

  • True reflection of partners values through full cultural emersion
  • Strong relationships and a track record of in-house management of insurers
  • Providing partners with open access to expertise and knowledge pools
  • Ability to deliver bespoke insurance products and wordings
  • Maximising income through effective penetration of add-ons, which are delivered and managed in-house, e.g. premium finance
  • Proven migration and renewals capabilities delivering superb retention

Some of our Partners

Post Office


Norwich Union

The Post Office has entered into a joint venture with the Bank of Ireland to provide Post Office branded financial service products. We provide both motor and home insurance utilising the Post Office branch network and targeted direct marketing campaigns. Norwich Union acts as our lead insurer partner for Post Office Financial Services.

 

 


M&S

Marks and Spencer is one of the foremost names in High Street retailing in the UK. Junction provides Motor Insurance to Marks and Spencer customers under the M&S Money brand, through their chain of high street stores and as part of their financial services product offering.

Bradford & Bingley

Bradford and Bingley has over 200 Branches throughout the UK and a customer base of over three million. Junction provides home and motor insurance to its customers.

Debenhams

Debenhams is one of the UK's leading department stores. Junction currently provides Home and Motor insurance to its customers, sold through Debenhams stores, its credit card and Nectar partnership.

Yes Insurance

yesinsurance.co.uk is a sister company of Provident Insurance plc, which has been providing competitive motor insurance policies for over 40 years and currently has more than 500,000 customers. yesinsurance.co.uk also offers home and van insurance both of which are provided by a panel of leading insurance companies.

Auto Trader

We provide motor insurance for Auto Trader, the UK's no 1 destination for new and used cars, which reaches an audience of over 8 million motorists through the largest motoring magazine and website in the UK.

Police Mutual

Since 1922, the Police Mutual Assurance Society (PMAS) has helped to provide generations of police officers and their families with financial security and peace of mind.  The UK's largest affinity friendly society, PMAS works with Junction to provide insurance offers to its 200,000 members nationwide.

Contact Us

If you require more information regarding Junction, please contact us at businessdevelopment@junctionaffinity.co.uk